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Baccarat is one of the most popular card games, present in land-based and online casinos all over the globe.
This article will tell you all you need to know about it, including where to play it, how to play it, and how to maximize your success.
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I’ll break down some of the basic tips and tricks that will not only help you understand the game but also set you on the course of mastering it.
Moreover, I’ll touch upon some other variations of baccarat and how to play them.
Therefore, let’s take a quick overview of what you can learn in this article:
If this seems interesting to you and you want to learn more about baccarat, carefully read this article!
The Best Casinos for Playing Real Money Baccarat
When it comes to baccarat, you should be aware that it is virtually available in all online casinos. In other words, no matter which online platform you choose, chances are that you’re going to find some baccarat games there.
Yet, you should take into account that not all casinos are the same — in every possible aspect.
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First of all, you should make sure that the casino offering baccarat is available in your region. Many casinos are restricted for various legal reasons and that’s why they are not available in some countries.
Next, you should look for casinos that are licensed and regulated by an official regulatory body. It means that the casino is safe, secure, trustworthy, and fair.
Even when you exclude the restricted and non-regulated ones, you should focus on casinos that are overall ranked as good by reviews. Therefore, you want them to have great bonuses, game offers, customer support, payment options and more.
That’s why I decided to make a list of the casinos that check all the boxes. All the casinos on this page offer several options for playing baccarat and provide the best possible experience for playing this game.
A Short History of Baccarat
Many casino enthusiasts believe that baccarat is actually one of the oldest games that were used in casinos. Although the exact time when it was created is unknown, baccarat is believed to be invented by a person named Felix Falguiere. He was a well-known gambler during the middle ages in Europe.
The paragraph above is based only on stories. The official written record about the game actually dates back to the 19th century. The game was adopted by the nobility on the French court. They enjoyed playing a game that is very much identical to the present-day baccarat.
The first traces of baccarat being played in the USA were at the end of the 19th century, with Europeans bringing the game to the new continent. However, the game wasn’t really that popular until the 50s when casinos introduced it to their standard offer. Ever since then, the game’s popularity has been increasing, with many similar titles becoming available in casinos, including punto banco, chemin de fer and more.
The first type of online real money baccarat was made almost immediately after the first online casino appeared on the web. Nowadays, most online casinos offer a wide variety of baccarat games, including live baccarat, which we will discuss later on.
Best 3 Casinos for Playing Real Money Baccarat
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I took the liberty to select three real money online casinos which I believe are the best for playing baccarat. Let’s look at them!
- Baccarat Games: 2
- Live Dealer Baccarat: Yes
- Bonus: 100% up to $1,000
- USA Players Accepted: Yes
Although Slots.lv is a platform that focuses on slots, it also comes with a decent number of baccarat games. On top of that, it also offers lucrative welcome bonuses for newcomers, as well as several interesting promotions.
- Baccarat Games: 2
- Live Dealer Baccarat: Yes
- Bonus: $22 no-deposit and 200% up to $5,000 deposit
- USA Players Accepted: Yes
BoVegas is a platform that focuses on titles made by Real Time Gaming. It also features several interesting real money baccarat titles, as well as a very interesting welcome bonus for those who are into slots.
- Baccarat Games: 2
- Live Dealer Baccarat: No
- Bonus: Up to $5,500 in Bonuses
- USA Players Accepted: Yes
Popular Real Money Baccarat Types
You should understand that baccarat nowadays comes in all shapes and sizes. The ones listed here are just some of the most popular variants.
All these games are virtually the same, but some rules are different from game to game. Therefore, let’s take a look at the ones that baccarat players really enjoy.
Punto BancoPunto banco should actually not be on this list, because most people in America, Canada, and Australia think of it as a “default” type of baccarat. Therefore, it’s the same game that is explained earlier in this article.
Chemin De Fer
Real Money Baccarat App DownloadChemin de fer is probably the most popular baccarat variation in Europe. The only significant difference is that there are no official dealers.
In fact, players assume the dealer role which changes every round, just like in some poker variants. Moreover, if the hand total is five, players have the option to choose whether they want to stand or take another card.
Three Card BaccaratThree card baccarat is popular in Asia, and it differs a lot from the standard version, as players get three cards from the start and they can make the highest hand by having three face cards. Other hand rankings stay the same.
Baccarat en BanqueBaccarat en Banque is also very popular in Europe and very similar to Chein De Fer. However, the only major difference is that a dealer is always the player who offers to take the biggest risk, which makes all the difference.
Other Baccarat VariationsThe list doesn’t end here, as there are numerous other variations and sub-variations of baccarat. For example, Baccarat en Banque can offer slightly different rules, depending on the casino where you play it.
Almost all popular types of baccarat nowadays can be found in online casinos. Therefore, if you get bored with playing the standard type, feel free to explore others and see how they work. As a matter of fact, many casino game developers nowadays create original baccarat games with unique features, including numerous side bets, and more.
Play Live Baccarat for Real Money
Live baccarat is a special type of online baccarat that has been gaining popularity for some time now. The idea was to offer people the opportunity to experience the atmosphere from land-based casinos but still sit at home or play games on their mobile devices.
The way it works is that there’s a human dealer who is live-streamed from a casino or a studio that is made exclusively for live players.
What players must do is go to a live casino section that is available at many online casinos and choose one of the baccarat rooms. The game will start, and they will be able to see a dealer playing baccarat with online players. By using special software, players will be able to place bets and even tip the dealer.
Play Online Baccarat For Real Money — A Short Guide
One of the reasons why baccarat is so popular is because it is simple to play. In fact, learning the basic rules and strategies takes just a couple of minutes. Naturally, mastering this game takes a bit more time, but it is still a lot easier compared to poker or blackjack.
In this section, we’ll cover just the basic rules that will help you understand and enjoy the game. Once you read the rules, feel free to test your knowledge in one of the online casinos by playing real money baccarat.
RegisterSelect a real money casino that offers baccarat and sign up. We shortlisted some of the best casinos in this article — check them out.
Choose a gameNavigate to one of the baccarat titles offered on the site and start your game.
In other words, if you bet on the banker and the player (you) wins the hand, you still lose your money as your bet was wrong from the start.
There’s also the third bet in baccarat — the tie. However, many professionals advise against betting on the tie as it increases the house edge by far.
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How to Calculate Points in USA Real Money Baccarat?It’s important to know how points are calculated in baccarat.
First, all tens and face cards are actually zero points. So, if you get a nine and a jack, you actually have nine points in total. Aces count as one point.
So, if a player gets a five and a king, and the banker gets a five and a four, the player will have a total of five points, whereas the banker will have nine.
However, if your cards give you a double-digit score, then it’s the second figure that counts. For example, if you have a nine and a three, that’s a total of twelve. In that case, you actually only have three points.
Natural WinnerIf the combined cards give a player or a banker eight or nine points, they win the hand automatically and are proclaimed a “natural winner”. If neither the player nor the banker has an eight or a nine, then they must consult the rules for dealing the third card.
These rules are often available at your table in both online and land-based baccarat variations. However, third-card rules are a bit more complicated. Make sure to check them out when you start the game in order to understand how the game works.
Real-Money Online Baccarat Tips & Strategies
Although baccarat is essentially a game of chance, there are several things you can do to decrease the impact of the element of luck.
Therefore, let’s take a look at some of the most popular tips and tricks that will help you maximize your success in baccarat.
Don’t Bet on the TieIf you want to keep the house edge as low as possible, you should avoid betting on the tie. Although, statistically speaking, tie bets have the highest payouts, they are also the highest contributors to the house edge.
Of course, if you feel a little adventurous, you can make them from time to time and test your luck. However, if you want to rely on numbers rather than luck, avoid them.
Bet on the BankerAccording to many professional baccarat players, the best possible bet you can make is that on the banker, even if you have to pay a 5% commission to the casino if you win banker bets. The odds of winning a banker bet are set to 45.86%, whereas player bets have a probability of 44.62%.
As you can see, it’s a small difference, but one worth taking into account in the long run.
Keep Sessions BriefBaccarat sessions need to be brief and, as soon as you start chasing losses, you’re going to start losing your money. Remember that the element of luck still plays an important role, so if it isn’t your day, you should stop playing. The same goes for those who are lucky. When all goes too well, you should know when to stop, or things can go awry at any moment.
Don’t Pay Attention to PatternsWinning and losing streaks do occur in baccarat, but you should know that there are no patterns of how these occur. Every new hand is a new possibility and the odds are reset, so try not to chase patterns, as it is a losing strategy in baccarat.
Bankroll Tips For US Real Money Baccarat
Baccarat doesn’t come with some complex bankroll management strategies. If you have experience in playing other casino games, these should be pretty familiar to you. Nevertheless, let’s take a look at three essential bankroll management tips for real money baccarat.
Set Your BudgetYour baccarat budget should be an amount of money you plan to spend on your baccarat sessions over a certain period of time.
For example, you can set $500 to be your monthly budget for playing the game. If you spend more than that — you can consider that you effectively lost the game.
Setting your budget amount should be related to the height of your income. It should not burden your expenses in any way and still be enough to have fun.
Set Win and Loss LimitsWhen you play the game, you should be ready to set limits to how much you’re willing to win or lose per session.
For example, if you set to win $100 and you reach that number, you should quit playing, as luck can turn against you any time. The same goes for losses — If you planned to spend $30 for a single session, don’t go over that limit.
Avoid TiltingTilting is a term used in poker to denote someone whose emotions have taken control of them. Their judgment is often clouded by the sheer will to win and chase losses that they end up spending much more money than they have initially planned.
That’s why you should never let emotions take over when playing baccarat, and understand that you’re going to lose in some sessions.
Real money baccarat has grown more popular since it was made for online casinos. There are communities on the web that are in love with the game and share various tips and tricks all the time.
This article is a contribution to the community, as it features some of the best online casinos for playing baccarat on the web, so make sure to check them out, especially if you’re new to iGaming.
These are some of the most frequently asked questions related to real money baccarat. Read on!
Should I play online or live baccarat?
Are there any baccarat-specific bonuses?
What type of baccarat should I play?
What are the best alternatives to baccarat?
How can I be sure that baccarat is not rigged online?
Baccarat has a long history dating back centuries. It is believed to have originated in Italy as far back as the 15th century, and then made its way to France, where the name got changed from the Italian “baccara” to the French “baccarat.” These words pertain to the concept of zero in the game, and zero does figure prominently in it, as you will see.
There is still debate as to which country discovered baccarat, the French or the Italian, but there’s no doubt that France was the country which embraced it with a lot more passion and it became the chosen game of French nobility for centuries.
Baccarat even today is seen as a high class game played by the wealthy, for no particular reason actually, other than just convention and the fact that it is rolled out in casinos with more prestige and with higher minimums and maximums and therefore tends to attract a lot more high rollers than other casino games.
One does not have to be a high roller or dress in a tuxedo to play baccarat in a casino though, and the game is quite accessible to everyday casino gamblers, although they may not have the deep pockets to play at the more exclusive baccarat tables.
The bigger casinos commonly win and lose millions of dollars on any given day at baccarat, and their risk exposure is such that baccarat results even receive separate statements on the business’ quarterly financial reports. Casinos not only risk a lot of money on baccarat, they also make a lot on it, although the house edge on baccarat is quite small and is right up there with blackjack as far as the most player friendly odds, although with baccarat no skill is required.
How To Make Money Playing Baccarat
While card counting is certainly frowned upon by casinos as far as playing blackjack, they have no qualms with people even writing the cards down, and it’s common for baccarat players to track the cards dealt. Due to the nature of baccarat though, this provides no advantage to anyone, and is permitted since it’s just a novelty, but if players may believe it helps, this may encourage more action which the casino is of course fine with.
The General Idea of Baccarat
There are actually 3 forms of baccarat, the most popular of which is called punto banco, which is the form played in most of the world. The French have retained their own version of the game though, called chemin de fer, and there is a third variation, called baccarat banque, but all 3 are similar and the only difference is that with with punto banco, players don’t participate in the hands at all, they just bet on them.
With the other 2 versions though players do represent the 2 hands of player and banker, but other than that the concepts are the same.
It may seem odd to players not familiar with baccarat to have hands called player and banker but no one playing them, but that’s just what the hands are called. Basically, two hands are dealt out at the table, and the actual players, the bettors, can bet either on player or banker winning the hand, or bet on the hand tying. The odds aren’t so great on betting on ties so bettors are better off betting on either player or banker.
The odds for bets on either offer a house edge a little over 1%, with bets on banker having very slightly better odds. The banker hand does win a bit more often so a commission is charged by the casino on winnings on banker hands, otherwise the player would have the edge and not the house.
How Baccarat Is Played
Players place their wagers, and then a hand is dealt to both player and banker. The goal of baccarat is to get as close to a total of 9 as possible, adding the total of the cards in a hand together. Cards from aces to 9’s are worth their pip value, and 10s and face cards are worth 0. Tens are dropped off and only the number to the right is used, as in a 5, 6, and 8 being worth 9 not 19.
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Whether or not either the player or the banker hand draws cards depends on a set formula, and players don’t even have to concern themselves with this, provided they aren’t dealing, and it’s customary to have casino staff deal the cards in any case.
2 cards are dealt to each hand, with an initial total of 8 or 9 winning on the spot. Depending on the value of this total, more cards will be dealt to the player first and then the banker, keeping in mind that bettors at the table are neither, they are just third party bettors to this.
Once the hand is decided, the winning bettors will receive their winnings, and the losing bets collected. It’s really that simple, and one doesn’t have to have any knowledge of the game at all to play, other than just putting chips down on either hand. There is no strategy at all to this game.
Players do tend to find the gameplay interesting though, and for whatever reasons, baccarat is a very popular casino game and one that especially appeals to the wealthy, although you don’t have to be wealthy to enjoy it.